Why Eastside Mortgage Professionals?

Eastside Mortgage Professionals are a team of dedicated and highly trained loan officers whose primary goal is to find you the best loan possible. With the team dedicated to your best interests you will benefit from more than 6 years experience and a knack for finding just the right loan for their clients, you can rest easy that the loan process will not be a stressful one. Here is what you will get when we process your loan:

1. Reliable Loan Closing. The highest value proposition you can be offered is reliable closing. We have the most reliable loan closing process in the industry. Late closing on a loan jeopardizes rate locks, earnest money and your pre-paid appraisal fee. The loan approval process involves many steps and many people. You will have a team that has experienced professionals at every stage to insure your closing is stress free. Put your trust in a company that prioritizes reliable loan processing.
2. Low interest rates. You get access to many lenders with aggressive pricing and reliable service. A low rate quote is only good if it closes on time and without drama. We give you access to lenders that offer the best combination of reliable closing and good pricing. Call today for your personalized quote.
3. High Value Client Service: you are treated as an important client and not just a file number. Our office is not a 'Boiler Room' environment where you are one of hundreds of clients. We are high touch and highly interested in your satisfaction.
4. Local presence: You get the personal attention of a local advocate. That can be helpful in emergencies. These happen more often than one would think.
5. Loans For Bad Credit: Do not be hesitate to call if your are concerned about having poor credit. We are experts at closing loans for this with low credit scores. Call for details and limitations.
6. No Surprise Fees: Your loan fees at closing will be as promised up front.
7. A Large Selection Of Loan Programs: You are best served with an unrestricted set of loan choices from a large number of banks. One lending institution does not have all the loan choices that we have with multiple lenders.
8. Expert Consultation: You will be given an in depth consultation in order to identify your priorities in regards to the kind of mortgage you are offered. Understanding your financial objectives helps us offer information to help you make the best loan decision.

Jay Verburg is a Loan Officer at Guild Mortgage in Bellevue Washington. He has made a mission to provide responsible, reliable and creditable loan consultation for those looking to obtain a Seattle Washington mortgage or Bellevue home mortgage. He has expertise in every type of loan, from FHA, VA, investor loans, Conventional loans, Construction loans, Jumbo loans and even special niche loan packages. All processing members are trained to work with self employed buyers, foreign buyers and even borrowers who are below the desired credit level. Any type of Seattle loan or other Washington area loan that is needed, Jay and his team can provide the best options for you. The main goal of Jay and his team is to provide financial independence for the clients they help by offering them the right strategy to meet their financial goals.

Below is a list of the most popular loan packages that are offered.

• Conventional Loans: These are commonly known as Fannie Mae or Freddy Mac loans. This type of loan will have a fixed or ARM interest rate, they normally offer the best rate and are more flexible for approval when credit scores and financial situations need to be considered. They offer more flexibility on the down payment amount and even offer conforming jumbo loans for mortgages that are between $417,000.00 and $567,500.00.
• Government Loans: These loans include FHA, VA and USDA type loans. With a credit score as low as 600 you can obtain a loan with little or no money down.
• Jumbo Loans: These loans will approve up to $3 million and can be obtained for 20% down with a credit score as low as 680.
• Construction Loans: These are rare, but still available.
• Down Payment Assistance: This is offered to borrowers who have limited funds; a mortgage can be purchased with $0 down and at a very impressive interest rate.
• Guild Proprietary Program: Purchasing a home way below current market value such as bank owned or auction properties will enable you to use this program to purchase the home with little to no out of pocket expense.

Seattle mortgage rates and Bellevue mortgage rates are constantly changing; this is why closing on time is extremely important to your loan process. At Eastside Mortgage Professionals you will be given the promise to "close on time.Every time!" There is nothing more frustrating than working to get the perfect loan package and locking in at a great rate to only be forced out of that great rate by a delayed closing date. The loan officer you are working with will streamline your loan process and ensure that it will close on time and that no changes will be needed to your loan package. You can lose thousands by closing late, when the Seattle mortgage rates and Bellevue mortgage rates go up.if you are not locked in, you lose money! This is one of the reasons why Eastside Mortgage Professionals are so valuable!

Each client is treated as an individual, there is no one package that is right for the masses..everyone's situation and needs are taken into consideration on a client by client basis. Your loan officer will speak with you about what you want, find out what your financial situation is and then work with you on choosing the best possible loan package. During your in depth interview the loan officer will determine what your goals and expectations are and after you will be given several options that will fit your needs. When you are looking for a Seattle mortgage or a Bellevue mortgage, there is no one you can trust more to help than Eastside Mortgage Professionals.

After your loan officer obtains the perfect Seattle home mortgage or Bellevue home mortgage for you, the assistance does not stop there. You can rely on the fact that they are available to you from the beginning to the end and even after. The first part of their services will contain credit counseling, your loan officer will help you to get in the best possible financial shape to obtain the best Seattle Washington mortgage or Bellevue mortgage. In so many cases people are turned down by loan officers if their situation is not perfect or they are offered a high interest rate and less than desirable loan package and told that is all they can expect. At Eastside Mortgage Professionals you can rely on the fact that they will HELP YOU! There will never be a package placed in front of you and told to be your only option, you will be given sound and credible advice on how to obtain a better package and the right tools for reaching your goals will be given to you. They offer a free Credit Repair Kit to all clients and in most cases the work to be done is very simple and your credit rating can greatly improve in only a month or two.

The second part of their service is to provide you with the best possible Seattle loan or Bellevue mortgage possible. This includes making sure you get the best possible interest rate, the most desirable options in your loan package and that you close on time.

The third part of their service is extensive; you are given several helpful services after you have already obtained your Seattle home mortgage. One of their after services includes the professional Real Estate services they offer. In many cases a Realtor will not have the information needed for clients who wish to invest in realty, fortunately the team at Eastside Mortgage professionals do. There are loan officers who specialize in dealing with investors and helping them achieve their financial goals. The team will also provide updates on changes in Seattle mortgage rates, keep you informed of when the best time to refinance is and also help you with any equity or lines of credit you wish to open.

With all the above benefits of working with a loan officer from Eastside Mortgage Professionals, there should be no hesitation. Guild Mortgage uses their own underwriters so closing is always done on time. The process is as quick as 5 days for Seattle home mortgage loans with an appraisal.

When you are looking for a Seattle Washington mortgage, look no further than Eastside Mortgage Professionals to get you the best possible Seattle mortgage, no matter what type you need.